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星期三, 5月 17, 2023

麻州經濟發展廳撥款300萬資助23組織辦理首次購屋教育、防止貸款贖回權被取消

            (Boston Orange 編譯) 麻州政府銀行部撥款約300萬元給全州23 個組織,資助辦理首次購房教育計劃和預防中止贖回貸款(foreclosure) 諮詢中心。

這些款項是經由旨在援助面對財務困難屋主,以及保護正在決定購屋是否正確的買屋者所制定的州法第 206 章撥出的。

              麻州經濟發展廳消費者事務及企業法規處下的銀行組負責辦理這項目,以及相關的貸款辦理人牌照費用。今年的補助款共發給10個區域的取消貸款贖回權教育中心,以及13個消費者輔導組織。

              消費者事務和商業監管辦公室次長 Layla R. D'Emilia 說:“在消費者踏上成為屋主這條路時,這些補助款及項目將賦予消費者能力,有助於他們建立長期,可持續的財富

              銀行處處長Mary L. Gallagher 說,該處很高興經由第206章項目,可以支持財務教育,幫助全州各地居民對相關事務有更深了解,在做個人財務決定時更有信心。

              獲得 2023 年第 206 章撥款的組織如下:

 區域性的中止貸款贖回權教育中心

波士頓市鄰里發展局 - 225,000 美元

Codman 廣場鄰里發展會 - 200,000 美元

Merrimack Valley 家庭保護聯盟 - 252,417 美元

可負擔住宅鄰里 (Neighborhood of Affordable Housing Inc.) - 140,000 美元

NeighborWorks 住房解決方案——150,000 美元

NewVue 社區公司 - 311,014.28 美元

South Middlesex Opportunity Council Inc. - 45,874 美元

麻州中部的東南亞聯盟 - 105,000 美元

Urban Edge Corporation - 225,000 美元

Way Finders Inc.——385,476 美元

            消費者諮詢組織如下:

ACT Lawrence Inc. - 110,000 美元

Allston Brighton 社區發展公司——50,000 美元

亞美社區發展協會 (ACDC) 60,000 美元

伯克夏爾郡區域房屋局——72,000 美元

秋河 (Fall River) 教區的天主教慈善機構——44,239 美元

雀兒喜 (Chelsea) 修復公司——106,766 美元

普世 (Ecumenical)社會行動委員會公司 - 35,000 美元

高羅士打(Gloucester) 房屋局 - 25,000 美元

Lawrence Community Works Inc. - 91,544 美元

Merrimack Valley 住宅夥伴公司 - 151,000 美元

昆士社區行動計劃公司 - 25,000 美元

•    尚莫維爾(Somerville)社區公司 - $50,000

Valley 社區發展公司 - 80,000 美元

                2008 年啟動贈款計劃以來,銀行處已撥出共2400多萬元給各組織,幫助了 90,000 多名消費者。

Boston, MA – Today, the Healey-Driscoll Administration’s Division of Banks awarded nearly $3 million in grants to 23 organizations across the state to fund first-time homeownership education programs and foreclosure prevention counseling centers throughout Massachusetts. The funds were awarded through the Chapter 206 Grant Program, which assists homeowners who are experiencing financial hardship and prospective homebuyers who are determining if homeownership is right for them.
 
The Division of Banks within the Office of Consumer Affairs and Business Regulation administers this grant program with fees associated with the licensing of mortgage loan originators. This year’s grant recipients include 10 regional foreclosure education centers and 13 consumer counseling organizations.
 
“These grants and the programs they support will empower consumers as they embark on their homeownership journey and help them build long-term, sustainable wealth,” said Layla R. D’EmiliaUndersecretary of the Office of Consumer Affairs and Business Regulation. “We’re proud to play a role in helping to expand economic opportunity for Massachusetts residents through this program.”

“We are pleased to support financial education efforts through the Chapter 206 program,” said Commissioner of Banks Mary L. Gallagher. “First-time home buyers and foreclosure counseling sessions around the state will help Massachusetts residents become better informed about and confident in their personal financial decisions.”
 
The following organizations are receiving Chapter 206 grant awards for 2023:
 
Regional Foreclosure Education Centers

· City of Boston Department of Neighborhood Development - $225,000

· Codman Square Neighborhood Development Corporation - $200,000

· Home Preservation Coalition of the Merrimack Valley - $252,417

· Neighborhood of Affordable Housing Inc. - $140,000

· NeighborWorks Housing Solutions - $150,000

· NewVue Communities Inc. - $311,014.28

· South Middlesex Opportunity Council Inc. - $45,874

· Southeast Asian Coalition of Central Massachusetts - $105,000

· Urban Edge Corporation - $225,000

· Way Finders Inc. - $385,476

Consumer Counseling Organizations             

· ACT Lawrence Inc. - $110,000

· Allston Brighton Community Development Corporation - $50,000

· Asian Community Development Corporation - $60,000

· Berkshire County Regional Housing Authority - $72,000

· Catholic Charities of the Diocese of Fall River - $44,239

· Chelsea Restoration Corporation - $106,766

· Ecumenical Social Action Committee Inc. - $35,000

· Gloucester Housing Authority - $25,000

· Lawrence Community Works Inc. - $91,544

· Merrimack Valley Housing Partnership Inc. - $151,000

· Quincy Community Action Programs Inc. - $25,000

· Somerville Community Corporation - $50,000

· Valley Community Development Corporation - $80,000

Since the inception of the grant program in 2008, the Division of Banks has awarded more than $24 million to organizations that have assisted more than 90,000 consumers.

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