麻州設立1000萬元小企業復原貸款金 最高可貸75,000

麻州州長查理貝克(Charlie Baker)與參眾議會議長連袂宣佈
撥款1000萬元支持小企業。(州長辦公室提供)

(Boston Orange編譯)查理貝克政府今(16)日下午4點多宣佈，撥款1000萬元，設立小企業復原貸款基金(Small Business Recovery Loan Fund)，支持受新型冠狀病毒(COVID-19)打擊的小企業。

這筆1000萬元的小企業復原貸款基金，將為在麻州經營，全職及兼職員工總數在50以下，受COVID-19影響的小企業或非牟利機構，提供最高75,000元的緊急費。

符合資格的小企業可立即獲得貸款，首六個月不須還款。麻州成長資金公司(MGCC)已取得這筆經費，並將負責管理。

查理貝克表示，政府在採取措施保護州民的健康，安全之際，也體認奠定麻州經濟基礎的小企業面對經營困難。這復原貸款基金是幫助受COVID-19影響小企業因應急需的新資源。

  該貸款申請辦法如下:

到MGCC網站(EmpoweringSmallBusiness.org)，填寫申請表。

把填妥的申請表用電子郵件寄到mgcc@massgcc.com，在寄件主旨欄註明: 2020小企業復原貸款基金(2020 Small Business Recovery Loan Fund)。

向MGCC查詢，可發電郵到mgcc@massgcc.com。

            貸款基金細節:  

                         誰符合資格:在麻州經營，受COVID-19影響，全職及兼職員工人數低於50的小企業或非牟利機構。(受到的負面影響須經證實)

                         貸款條件:首六個月不須還款，然後分30個月攤還本金及利息，提前繳付不罰款。

            小企業可申請最高75,000元貸款。

Baker-Polito Administration Announces $10 Million Small Business Recovery Loan Fund

Small businesses impacted by COVID-19 will have access to capital assistance

BOSTON – Today, the Baker-Polito Administration announced economic support for small businesses with a $10 million loan fund to provide financial relief to those that have been affected by COVID-19.

The $10 million Small Business Recovery Loan Fund will provide emergency capital up to $75,000 to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits. Loans are immediately available to eligible businesses with no payments due for the first 6 months. Massachusetts Growth Capital Corporation (MGCC) has capitalized the fund and will administer it.

“As our administration continues to take steps to protect the health and safety of residents, we recognize the hardships facing the small businesses that create the foundation of the state’s economy,” said Governor Charlie Baker. “This recovery loan fund is a new resource to help small businesses address emergency needs due to the disruption caused by the ongoing COVID-19 pandemic.”

“Small business owners and their employees are our neighbors and our friends, and their enterprises play vital roles in our communities, and we are committed to helping them cope with the impacts of COVID-19,” said Lt. Governor Karyn Polito. “As we announce this small business recovery loan fund, we will continue to work with the Legislature and our federal partners to find ways to effectively provide assistance during this public health emergency.”

“Our office remains in regular contact with the state’s business community to provide updates and receive feedback as the administration continues to expand its comprehensive COVID-19 response,” said Housing and Economic Development Secretary Mike Kennealy. “These new recovery loans complement other resources like the state WorkShare program and federal Economic Injury Disaster Loan program, as well as legislative efforts by the administration to support impacted workers.”

“MGCC is committed to helping support the Commonwealth’s small businesses through this time,” said Lawrence Andrews, President and CEO of MGCC. “We are proud to offer this fund as it serves our mission to save jobs and promote economic development. All processing and funding will take place online through MGCC staff.”

How to Apply:

Please complete the application found on MGCC’s website, EmpoweringSmallBusiness.org. 

Completed applications can be sent via email to mgcc@massgcc.com with the subject line “2020 Small Business Recovery Loan Fund”.

MGCC can be reached by email: mgcc@massgcc.com

Loan Fund Details:

·        Who Qualifies: Open to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits (negative impact must be verifiable).

·        Terms and Conditions: This fund is being offered with no payments due for the first 6 months, then 30-months of principal and interest payments and no prepayment penalties.

·        Businesses can apply for loans up to $75,000.

About Massachusetts Growth Capital Corporation:

MGCC is a quasi-public corporation of the Commonwealth that saves and creates jobs at small businesses, often minority and women-owned businesses, by providing financial services and managerial assistance. MGCC also promotes economic development throughout the state, focusing on Gateway Cities and low- to moderate-income communities. MGCC works with traditional financial institutions to make challenging loans bankable, working with community development corporations and other non-profits to provide financing for job-producing projects, and assisting a wide range of small businesses to find the growth capital they require. Since 2010, MGCC has served over 7,400 small businesses, and positively impacted more than 19,200 jobs with customized working capital financing commitments totaling over $122,000,000. For more information, visit EmpoweringSmallBusiness.org