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Wednesday, March 18, 2020

SBA 批准麻州災難宣言 將為麻州小企業提供低利率貸款 最高200萬元

            (Boston Orange編譯)麻州政府今(18)日宣佈,在州長查理貝克於317日提出申請後,美國小企業行政局(SBA)已批准麻州的災難宣言,將為受COVID-19影響,經濟遭受重大傷害的麻州小企業,提供3.75%的低利率聯邦災難貸款。
                         2020131日起,由於COVID-19,財務情況直接大受影響的任何規模小企業,私營非牟利組織,小農產品合作社,和小水產企業,有資格申請最高200萬元的經濟傷害災難貸款(Economic Injury Disaster Loans)”,以因應債務或營運開銷。
              “經濟傷害災難貸款的申請資格是基於企業的財務有沒受到COVID-19影響。這筆提供給小企業的貸款,利率3.75%。私營非牟利機構的利率設2.75%
             小企業行政局(SBA)提供的貸款,還款期可長達30年,以期還款額人們負擔得起,而且能讓沒有財務能力來抵銷負面影響的企業實體,可以貸到款項。
             申請人可上網申請,獲取更多的災難援助資訊,到https://disasterloan.sba.gov/ela
下載申請表。申請人也可以打電話給小企業行政局的客戶服務中心(800) 659-2955,或發電郵到disastercustomerservice@sba.gov
             聾子,或聽力不好的人,可以打電話到800-877-8339。填妥的申請表應寄交給美國小企業行政局(SBA),處理及分發中心(U.S. Small Business Administration, Processing and Disbursement Center)14925 Kingsport Road, Fort Worth, TX  76155.
             “經濟傷害災難貸款的申請截止日期是20201218日。
             查理貝克政府在316日時宣佈1000萬元的小企業復原貸款基金,政府仍在和州政府以及聯邦夥伴討論,以決定可以在小企業及非牟利機構因為這公共衛生緊急情況遭受負面影響時,可以為他們提供什麼資源。
             政府會繼續向大眾匯報進一步的發展,鼓勵個別人士上公共衛生廳,以及美國疾病防治控制中心網站,查最新資訊。

             mass.gov/COVID19上有關於COVID-19的最新資訊及指導原則。

SBA Approves Massachusetts Disaster Declaration
Assistance Will be Provided to Massachusetts Businesses
and Non-Profits Impacted by COVID-19

FRAMINGHAM – The Baker-Polito Administration announced today that the U.S. Small Business Administration (SBA) will offer low-interest federal disaster loans for working capital to Massachusetts small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). The disaster declaration makes SBA assistance available following a request received from Governor Charlie Baker on March 17, 2020.

The disaster declaration makes SBA assistance available in the entire state of Massachusetts; and the contiguous counties in neighboring states.

Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred. Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years, and are available to entities without the financial ability to offset the adverse impact without hardship.

Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.

The deadline to apply for an Economic Injury Disaster Loan is Dec. 18, 2020.

On March 16,, 2020, the Baker-Polito Administration announced a $10 Million Small Business Recovery Loan Fund, and the administration remains in ongoing discussions across state government and with federal partners to determine what resources can be made available to small businesses and non-profits as they contend with the negative effects of this public health emergency.

The administration will continue to update the public on further developments and individuals are encouraged to consult both the Department of Public Health and the US Centers for Disease Control and Prevention websites for the most up to date information.

The latest information and guidance regarding COVID-19 is always available at mass.gov/COVID19.

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