MAYOR WU DECLARES SNOW EMERGENCY, PARKING BAN IN EFFECT FRIDAY AT 9 P.M. |
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人生一定要有的八個朋友: 推手(Builder)、 支柱(Champion)、 同好(Collaborator)、 夥伴(Companion)、 中介(Connector)、 開心果(Energizer)、 開路者(Mind Opener)、 導師(Navigator)。 chutze@bostonorange.com ******************* All rights of articles and photos on this website are reserved.
MAYOR WU DECLARES SNOW EMERGENCY, PARKING BAN IN EFFECT FRIDAY AT 9 P.M. |
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紐英崙中華專業人員協會職涯講座主持人、講者及嘉賓。(視頻截圖) |
紐英崙中華專業人員協會董事會主席周萬欽。 |
紐英崙中華專業人員協會甫於去年底完成幹部交接,新任董事會主席周萬欽和會長林致中在這2022年第一場講座開場前說明,該會和波士頓經文處(TECO)教育組,波士頓台灣人生物科技協會
(BTBA),哈佛台灣同學會 (HTSA),新英格蘭學聯 (FTSANE)合作,今年將舉辦職業展系列,下一場是訂2月16日舉行的年度職業展,以及3月份為碩博士生舉辦的職業發展講座。相關資訊稍後都會在該會官網上公佈。
25日晚的這場講座,講者分別為Lux
研究所全球諮詢副總裁彭貴安 (Kevin Pang),Macquarie
資產管理的全球新興市場產權分析師王欣愷 (Jeffrey Wang),以及Openly的保險產品研究副總裁周邦彥 (Penn Chou)。紐英崙中華專業人員協會新任會長林致中。
周萬欽指出,年輕人在找第一份工作時,總是面對很多挑戰,這次的講座,重點放在產業職涯,年輕人應該想自己對哪個專業所需的特長特別感興趣,然後了解公司的大小規模,座落地點,以及什麼時候該去申請工作。
周萬欽強調,申請工作的時間點很重要,因為大部分的公司都有所謂的聘僱季節,如果有實習經驗,將會使申請者更具競爭力。當機會出現時,也不妨轉行、換公司。Lux 研究所全球諮詢副總裁彭貴安 (Kevin Pang)。
彭貴安原本在西岸的柏克萊大學就讀,想繼續深造念博士時,教授告訴他應該到東岸去,還忠告他不要怕改變,不要怕新事物,他這才來到哈佛。他也以此經驗忠告出席講座者,成長意味著把自己丟去做自己擅長,喜愛並有收入的事,然後最好能對社會做些有意義的貢獻。
彭貴安自己從哈佛取得博士學位後,進業界工作10年,帶領團隊研究幹細胞,陸續在幾家公司工作過。其中第一家被輝瑞製藥買下,第二家後來上市,這些經歷讓他對公司的經營管理發生興趣,於是進修企業管理,接著自己創辦公司,再賣掉公司。Macquarie 資產管理的全球新興市場產權分析師王欣愷 (Jeffrey Wang)。
沒想到一位10年前認識的朋友,這時候打來一通電話,把他找去做諮詢顧問,幫助財富500強公司經營得更好,更有效率,這才把他帶進諮詢行業。彭貴安藉此勸年輕人,不要停止聯誼交流,因為你永遠不知道朋友會在什麼時候帶給你驚喜。
王欣愷從1999年起踏入金融界,他說這一行讓人最興奮的是它不斷改變,自己必須一直學習新事物,攫取新技能,並在過程中逐步更了解自己。Openly的保險產品研究副總裁周邦彥 (Penn Chou)。
他說,其實踏入某一行工作時,人們不見得知道自己會面對什麼樣的環境,總有很多需要學習,調整的地方。MBA的企管課程對他就很有幫助,讓他進一步了解到在技術之外的人際層面重要性,開始注意國際事務,還把他帶到倫敦來工作。他說,基金管理其實不只是研究、挑選股票,還要建立資產,和客戶對話,爭取信任,他自己的下一步也會是繼續嘗試不同職務,角色,體會國際文化,邁向更高的領導職位。他相信大家都能慢慢找到自己的路。
周邦彥謙稱自己踏入職場僅11年,時間遠不如另兩位長,但他從密西根州取得數學和企管兩個學位後,並不確定自己將來要往哪一條路走。一直嘗試在自己有興趣和有新機會的事物中尋求平衡。
2009年剛畢業時,他很幸運地進了一家做精算分析的公司,研究即使對保險業來說都還是很新的數據科學和預測模型,他很有興趣的做了幾年後,出現用機械學習做人力資源分析的機會,讓他進一步瞭解到光有技術,不足以驅動改變,還必須懂得人類心理,具備和更廣大群眾溝通及解說的能力。
沒想到這時候Draft
King這家著名的體育博彩公司打電話來,邀他加入,為該公司成立分析部門。他從沒接觸過這類企業,很想感受一家公司的從小變大,於是興致勃勃加入,結果在那兒不到二年,Draft
King擴大到快有2000名員工時,他以前的同事創辦了Openly,打來電話,找他加入,於是在”嚐新”的前提下,他又轉進一家僅有30多名員工的初創企業。
這場講座在周萬欽的主持中,三名講者還分享了各自行業在招聘新人各別看重那些條件,能力,面試時的注意事項,各行業的文化特色等供年輕人參考。
中華專協的這場講座,錄影視頻已上傳到youtube,網址為https://www.youtube.com/watch?v=lk4drYmLdwY, 查詢未來講座資訊,可上網www.neacp.org。
AG’S OFFICE REACHES RESOLUTION WITH REAL ESTATE COMPANIES THAT ORCHESTRATED LEASE-TO-OWN SCAM
AG’s Investigation Found For-Profit Companies Deceptively Lured Hopeful Home Buyers into Purchasing Distressed Properties with False Promises of Homeownership
BOSTON – Two for-profit real estate companies and their owner will pay $60,000 and no longer operate in Massachusetts to resolve a lawsuit brought by the Attorney General’s Office alleging a “lease-to-own” scam that unfairly and deceptively lured low-income Massachusetts consumers into real estate agreements for distressed homes they couldn’t afford.
The consent judgment, entered in Suffolk Superior Court, alleges that, since 2016, AngleFund, Inc., and DTH-REO, Inc., under the direction of owner David Buttross, purchased multiple distressed, previously foreclosed properties across Massachusetts and leased them to vulnerable consumers under “lease-to-own” or “contract for deed” arrangements. Consumers were given the option to purchase the property outright later but had little chance of being able to afford ownership of the homes. Most of these properties had significant sanitary code violations and some were deemed unfit for habitation and had been condemned by the properties’ respective towns. AngleFund and DTH continued to lease these properties in spite of their conditions.
“These companies created immense financial and emotional hardships for hopeful homebuyers in Massachusetts,” said AG Healey. “We are very pleased to secure relief for the families affected, including providing an opportunity for home ownership, and stop these companies from doing business in Massachusetts again.”
The AG’s Office began its investigation in 2017 after the AG’s Neighborhood Renewal Division identified a condemned property in Avon that had been previously leased to tenants by AngleFund and DTH. The investigation further revealed at least 13 properties owned by the companies in Massachusetts, including homes in Avon, Charlemont, Fitchburg, Lakeville, North Adams, Springfield, Winchendon, and Worcester. According to the AG’s Office, the companies typically sought out prospective buyers with low income or poor credit.
The AG’s Office alleges that, once signed onto to the leasing contracts, the costs for repairs and maintenance shifted from the landlord—in this case AngleFund or DTH—to the tenant, requiring tenants to retain sole responsibility for pulling any necessary permits needed for maintaining upkeep and restoration of the property. Before leasing the properties, AngleFund and DTH allegedly did not disclose to tenants the severe conditions of the homes, or that some were even considered unfit for habitation.
In Massachusetts, offering a residential property for rent or to “lease-to-own” that is unfit for habitation and failing to disclose to a prospective tenant the existence of any condition that could result in a violation, is prohibited by the AG’s Landlord-Tenant Regulations.
According to the AG’s complaint, AngleFund and DTH also allowed for tenants to convert their “contract for deed” arrangements to mortgages and offered seller-financing to tenants. However, both companies failed to provide the proper disclosures to buyers under state and federal law and failed to perform an analysis of a borrower’s ability to pay, violating the Attorney General’s Mortgage Lender Regulations, federal regulations, as well as other Massachusetts statutes intended to protect consumers.
Under the terms of the AG’s settlement, AngleFund and DTH will be required to pay $60,000 in restitution to the consumers harmed. As a result of a court order obtained by the AG’s Office, AngleFund and DTH will also no longer be allowed to purchase additional properties or originate new mortgages in Massachusetts and have been banned from doing business in the state. Tenants will also be given the option of full ownership of their properties from AngleFund, and the company has agreed to pay any outstanding property taxes or fees in connection with the properties prior to the transferring of the deed.
This case was handled by Assistant Attorney General Tara Ruttle and Division Chief Amber Villa of the AG’s Neighborhood Renewal Division, and Division Chief Shennan Kavanagh of the AG’s Consumer Protection Division, with the assistance of Investigator Ciara Tran from the AG’s Civil Investigations Division
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WASHINGTON - The U.S. Department of Housing and Urban Development (HUD) announced on Monday the appointment of four new members to the Housing Counseling Federal Advisory Committee. These new members complement the Committee’s existing eight members, bringing membership back to the full twelve members authorized by statute. These new members represent the mortgage industry, the real estate industry, consumers, and HUD-approved housing counseling agencies.
“We welcome our newest members to the Housing Counseling Federal Advisory Committee and thank all members for their commitment to the nation’s individuals, families, and communities who rely on the nationwide housing counseling program to find and sustain safe and affordable homes,” said HUD Secretary Marcia L. Fudge. “For the first time in recent years, the Committee is at its full twelve members, as allowed under statute. The work of this Committee in advising HUD’s Housing Counseling program is not only critical to the nation’s recovery from the financial effects of COVID-19 but is a vital part of reshaping fairer and more equitable housing opportunities for communities of color.”
The following new Committee members announced today will serve three-year terms:
Additional information about each of the new members can be found here. These individuals will join the following Committee members who were appointed or re-appointed in September 2021:
Jan 25, 2022 05:30 PM in Eastern Time (US and Canada)
As MA House Debates VOTES Act, Danielle Allen Calls For Same-Day Voter Registration
Boston, MA – Today, with the VOTES Act up for debate in the Massachusetts House, national democracy leader and gubernatorial candidate Danielle Allen is highlighting the need for same-day voter registration. Included in the Senate version of the bill, but not in the House’s, this key provision will make it easier for people across Massachusetts to cast their ballot and own their voice. Allen has already committed to promoting same-day registration as part of her democracy agenda — a transformative strategy to reimagine our democracy to empower all of us.
“From the pandemic to climate to the housing crisis, solving our biggest challenges starts with strengthening our democracy,” said gubernatorial candidate Danielle Allen. “We need to get everyone to the table to knit ourselves together as One Commonwealth — and that starts with making it easier for every eligible voter to cast their ballot. Same-day voter registration has to be part of that effort.”
In 2020, Massachusetts introduced new voting provisions to make it easier and safer for people to cast their ballot during the pandemic — which resulted in the highest voter turnout in Massachusetts history. In an important step to strengthen our democracy and drive participation and empowerment, the VOTES Act would make many of those provisions permanent. However, Massachusetts’ turnout still lagged behind 13 other states in 2020, many of which used more innovative practices like same-day registration to expand ballot box access.
“Right now, our country needs a national leader to show the way towards a stronger democracy. Massachusetts has the chance to be that leader — but only if we take this seriously and use all our tools to shore up the right to vote,” said gubernatorial candidate Danielle Allen. “I’m urging the Legislature to move forward with same-day voter registration as part of the VOTES Act.”