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星期三, 2月 27, 2019

麻州長簽法案盼2025前建新屋13.5萬戶

Baker-Polito Administration Files New Housing Legislation to Increase Housing Production in Massachusetts
Legislation will enable communities to pursue sustainable housing development and support administration’s goal to produce 135,000 new housing units by 2025

BOSTON – Today, Governor Charlie Baker filed legislation to further the administration’s Housing Choice Initiative, a bold plan to support the production of 135,000 new housing units by 2025. This bill builds on efforts undertaken last legislative session to deliver necessary, targeted zoning reform to benefit communities pursuing new housing production.

The Baker-Polito Administration developed the Housing Choice Initiative to offer a combination of incentives, technical assistance and new capital grant funding to facilitate community-led housing production across the Commonwealth. This diverse set of tools for communities is intended to create the conditions for sustainable housing development that meets the needs of current and future residents.

“Today, we have more people working in Massachusetts than at any time in our Commonwealth’s history, and the need for substantially increased housing production –for residents across the income spectrum – is necessary to match Massachusetts’ booming economic growth,” said Governor Charlie Baker. “This legislation is critical, will unlock the potential of our cities and towns committed to responsible growth, development and enacting best practices in sustainable housing production and we are committed to working with stakeholders and our partners in the legislature to make it a reality.”

“The Commonwealth’s cities and towns are eager to meet the needs of their residents and we are thrilled that 69 communities have already received a Housing Choice Community designation, showing their commitment to housing production,” said Lt. Governor Karyn Polito. “This legislation is the next step in fulfilling our commitment to Massachusetts residents, creating the conditions for all of our families and individuals to live, work, and thrive across the state.”

When the Baker-Polito Administration first unveiled the Housing Choice Initiative in 2017, in addition to the changes proposed through legislation, the comprehensive initiative also created a new system of incentives and rewards for municipalities to deliver sustainable housing growth by designating communities that are producing new housing units and have adopted best practices with a new “Housing Choice Communities.” It also created a new technical assistance toolbox empowering cities and towns to plan for new housing production.

Since the Housing Choice Initiative program’s inception, the Baker-Polito Administration has awarded $5 million in capital funding to 31 communities, and with its partnership with MassHousing, 14 communities have received technical assistance to advance the production of more than 4,000 new housing units.

The bill filed by the Governor today mirrors the legislation filed by the Governor in the last legislative session and includes changes made by the legislature in House Bill 4290An Act to Promote Housing Choices.

This proposal will enable cities and towns to adopt certain zoning best practices related to housing development by a simple majority vote, rather than the current two-thirds supermajority. This legislation will not mandate cities and towns to make any of these zoning changes; but will allow municipalities that want to rezone for denser, transit or downtown oriented, and new housing development to do so more easily.

Zoning changes that promote best practices for housing growth that would qualify for the simple majority threshold include:

·       Building mixed-use, multi-family, and starter homes, and adopting 40R “Smart Growth” zoning in town centers and near transit.
·       Allowing the development of accessory dwelling units, or “in-law” apartments.
·       Approving Smart Growth or Starter Homes districts that put housing near existing activity centers.
·       Granting increased density through a special permit process.
·       Allowing for the transfer of development rights and enacting natural resource protection zoning.
·       Reducing parking requirements and dimensional requirements, such as minimum lot sizes.

This legislation also includes a provision, added by the Joint Committee on Housing, that would reduce the voting threshold for a special permit issued by a local permit granting authority to a simple majority vote, for certain multi-family or mixed-use projects with at least 10% affordable units in locations near transit or, in centers of commercial activity within a municipality.

Massachusetts is currently one of only a few states to require a supermajority to change local zoning.

“We have an incredible economy here in Massachusetts, capitalizing on our talented workforce, thriving innovation ecosystem,” said Housing and Economic Development Secretary Mike Kennealy. “Attracting and retaining talent – including the Commonwealth’s newly graduated students, young families and workforce – continues to be a paramount concern. This legislation is an important step in ensuring Massachusetts cities and towns can create welcoming communities that leverage their existing assets, like thriving downtowns and vital transportation hubs.”

“Since launching our Housing Choice Initiative, we have provided technical assistance and access to new capital grant funding to numerous communities committed to housing production,” said Housing and Community Development Undersecretary Janelle Chan. “This legislation is a necessary component to our overall effort to encourage and support municipalities and, together, pro-actively move high-quality projects forward to address our current and growing need for new housing in Massachusetts.”

“There is perhaps no more critical issue impacting Massachusetts’ cities and towns today than the issue of housing. Like many communities in Greater Boston, Salem is witnessing a sharp decline in the affordability and availability of housing for people who live and work here. We are fortunate to have a city that has a rich mix of people from different backgrounds, income levels, cultures, and more. That diversity contributes to the character of our community in a meaningful way and is a part of our nearly 400 year old history. However, the current housing crisis is threatening that character as, too often, the many faces of Salem – seniors on fixed incomes, working families, young adults – all are finding our city increasingly unaffordable. We want Salem to continue to be a place that people of all means can call home. While we are pushing for policies and investments on the local level to address this growing challenge, we need a strong partnership with state leaders to advance legislation, including Housing Choice, that can make these reforms possible in the first place. I am proud to stand with Governor Baker and other advocates for sensible, compassionate housing policy, to ensure that Salem can be home for anyone,” said Salem Mayor Kim Driscoll.

“Easthampton’s designation as a Housing Choice community gave our city access to multiple tools that unlocked long standing impediments to growing our housing stock and encouraging mixed – use development.  This designation allowed our city to vertically stack grants and economic incitements.  Our ability to leverage public dollars to attract private investment makes tangible the vital connection between housing, jobs and sustainable smart growth,” said Easthampton Mayor Nicole LaChapelle.

“Creating more housing choices requires local communities across the Commonwealth to be creative and adaptable.  It also requires an approach that’s appropriate for each individual community. That’s what makes the Housing Choice Initiative such a great approach.  It gives every community new tools, from grant opportunities to technical assistance to best practices, that allows each to craft plans that make sense locally while at the same time helping address the overall housing challenge,” said Cohasset Town Manager Christopher Senior.

“This important legislation will provide communities with vital tools and authority to address our housing production needs,” said Massachusetts Municipal Association Executive Director Geoff Beckwith. “We applaud the Baker-Polito Administration for recognizing that true progress in making housing more affordable can only be achieved when the state and cities and towns work together as partners.  This bill embraces that partnership, and the MMA looks forward to working with all coalition partners to bring meaningful zoning reform that respects local decision-making across the finish line.”

“We can’t confront our housing and climate crises without local zoning changes, so we hope to see the Legislature fast-track this bill in 2019,” said André Leroux, Executive Director of the Massachusetts Smart Growth Alliance. “Thanks to the Governor’s support and the work of the Joint Committee on Housing, it also includes a key reform to encourage developers to build more of the affordable homes that our state desperately needs.”

“Housing Choice needs to pass, preferably over the next few months, before town meetings start in the spring,” said Marc Draisen, Executive Director of the Metropolitan Area Planning Council (MAPC). “The bill would really help cities and towns to amend zoning and issue permits that will boost housing production. The legislation was thoroughly vetted in the last session, so MAPC hopes it can pass quickly this time around.”

“Passage of the Housing Choices Bill is our top priority,” said Hunter Marosits, Vice-President of H and R Homes Remodeling, Inc. in Wilbraham and President of the Home Builders and Remodelers Association of Massachusetts. “Making it easier for communities to adopt zoning for housing will benefit young couples seeking to buy their first home, growing families looking to trade up, and downsizing baby boomers wishing to live near their children and grandchildren.”

“The Greater Boston Chamber of Commerce applauds Governor Baker for his continued focus on remedying the Commonwealth’s housing shortage, and we are pleased to see the Administration’s Housing Choice bill back on the legislative track,”said James E. Rooney, President and CEO of the GBCC. “The rising cost of living in Greater Boston is a critical issue impacting our regional and economic competitiveness. Governor Baker’s proposal would take meaningful steps forward by increasing workforce housing development and rewarding that development with potential transportation investments, two initiatives that are strongly supported by the business community. We are eager to see this bill advance, and quickly.”

“The state’s housing crunch is not just a Boston problem, but also a suburban problem. The legislation will help communities allow the type of housing in the right area that helps promote community stability and economic growth. It is as much an economic development bill as it is a housing bill,” said Peter Forman, President & CEO of the South Shore Chamber of Commerce.

“We know the vast majority of people age 50 and older want to stay in their homes and communities for as long as possible.  With the Housing Choice bill, Governor Baker is again taking steps to help Massachusetts residents age in place. This bill allows for the development of new housing models, promotes accessory dwellings, and encourages construction in areas and neighborhoods that have accessible resources,” said Mike Festa, State Director of AARP Massachusetts.

The Baker-Polito Administration has shown a deep commitment to increasing the production of housing across income levels. Since 2015, the administration has invested more than $1 billion in affordable housing, resulting in the production and preservation of more than 17,000 housing units, including 15,000 affordable units. In 2018, Governor Baker signed the largest housing bond bill in Massachusetts history, committing more than $1.8 billion to the future of affordable housing production and preservation. The Baker-Polito Administration has also advanced the development of more than 7,000 mixed-income housing units through the successful MassWorks Infrastructure Program, reformed the Housing Development Incentive Program, and worked with communities to implement smart-growth development and planning efforts.

Warren: No Pardons for Anyone Implicated in Trump Investigations

Warren: No Pardons for Anyone Implicated in Trump Investigations

Read Medium post here

Boston, MA - Today, Elizabeth Warren announced that if she is elected President of the United States, there will be no pardons for anyone implicated in investigations around Donald Trump.

This means no pardons or commutations for anyone who is prosecuted and sentenced as part of the Mueller investigation. No pardons or commutations for any other person implicated as part of a federal criminal investigation into illegal activity related to Donald Trump. And no pardon or commutation for Donald Trump himself.
Read her post here and below:

The biggest threat: A President permanently excusing wrongdoings
By Elizabeth Warren

Look, I get it: It’s really hard to keep track of all the latest twists and turns in the investigations around Donald Trump.

But here’s the big picture from today’s news: Under oath and in an open session of Congress, one of Donald Trump’s most trusted advisors implicated him in criminal activity while he’s been in the White House.

And this is on top of the 34 individuals and 3 companies that have been indicted, convicted, or pled guilty — including Donald Trump’s former campaign chairman and former National Security Advisor.

Our criminal justice system is hanging on and doing its job — the truth is coming out — despite unprecedented, relentless, and potentially illegal pressure from Donald Trump and his associates in and out of government.

But here’s the biggest threat right now: Donald Trump, or the next President, using the pardon power to cover up and permanently excuse this wrongdoing.

So let me be perfectly clear, in the way that everyone who might be President next should be: If I’m elected President of the United States, there will be no pardons for anyone implicated in these investigations.

Everyone who might succeed Donald Trump as president should adopt the same policy. Starting with Vice President Mike Pence.

This means no pardons or commutations for anyone who is prosecuted and sentenced as part of the Mueller investigation.

No pardons or commutations for any other person implicated as part of a federal criminal investigation into illegal activity related to Donald Trump.

And no pardon or commutation for Donald Trump himself.

The pardon and clemency powers are supposed to be about granting mercy to the powerless — not immunity for the powerful.

President Obama understood that. That’s why he responded to a broken system of mass incarceration by using his authority to commute the harsh sentences of hundreds of nonviolent drug offenders.

Who has Donald Trump helped with the pardon power? Right-wing cronies and political allies.

Dinesh D’Souza, a right-wing conspiracy theorist who pled guilty to illegal violations of campaign finance laws.

Scooter Libby, a top lieutenant of Dick Cheney who was convicted of perjury and obstruction of justice involving the politically motivated leak of a CIA operative’s identity.

Joe Arpaio, a racist Arizona sheriff who targeted Latinos and defied court orders in between serving as a campaign surrogate for Donald Trump.

Donald Trump shouldn’t use his power to shield his friends from justice. And the next President shouldn’t protect them, either. If you agree that we need to restore the rule of law, sign our petition.

AG HEALEY ASSESSES MORE THAN $2.7 MILLION IN PENALTIES AND RESTITUTION AGAINST CONSTRUCTION COMPANIES IN 2018

AG HEALEY ASSESSES MORE THAN $2.7 MILLION IN PENALTIES AND RESTITUTION AGAINST CONSTRUCTION COMPANIES IN 2018
      
BOSTON – As part of an ongoing initiative to combat wage theft in the construction industry, Attorney General Maura Healey issued 165 civil citations against 66 construction companies in 2018. Restitution exceeded $1.47 million for more than 1,030 employees of the various employers, and the companies were fined a total of more than $1.23 million. 

            “Workers in the construction industry are particularly vulnerable to wage theft from dishonest contractors who cheat their workers,” said AG Healey. “As Massachusetts undergoes a historic construction boom, my office will continue to fight for exploited workers and ensure they are paid the wages they earn.”

            Violations in these cases included the failure to pay proper wages, failure to pay overtime, retaliation, and failure to furnish records for inspection. For work performed on public construction projects, violations included failure to pay the prevailing wage, failure to submit true and accurate certified payroll records, and failure to register and pay apprentices appropriately.

Some of the 2018 enforcement actions include citations against the following construction companies:

  • ERA Equipment LLC and its owners Angelo and Kristen Ciardiello were cited more than $585,000 in restitution and penalties for failure to pay prevailing wage and proper overtime with specific intent, failure to keep true and accurate payroll records, failure to provide suitable paystubs with specific intent, and failure to make timely payment of wages.

  • EJ Paving Company Inc. and its President Thomas Evangelista were cited more than $172,000 for failure to pay proper overtime.

  • J. Donlon and Sons Inc., Joseph M. Donlon Sr., and his two sons, Joseph M. Donlon Jr. and Sean Donlon, were ordered to pay more than $121,000 for intentionally failing to pay prevailing wage, failing to submit true and accurate certified payroll records, failing to pay the state minimum wage, and failing to maintain true and accurate general payroll records.

  • Moccia Concrete Construction LLC and its managers Andrea and John Heikkinen were cited more than $67,000 in restitution and penalties for misclassification of an employee as an independent contractor, failure to pay prevailing wage, failure to submit certified payroll records to the awarding authority on a weekly basis, and failure to furnish true and accurate payroll records to the AG’s Office.

  • Gemstone LLC and its manager Cameron Jewell were cited more than $45,000 for failing to pay the proper prevailing wage and failing to pay overtime for work performed at a Massachusetts Department of Transportation project in Springfield.

As a part of its continued efforts to protect workers and their families in Massachusetts, the AG’s Office issued its third annual Labor Day Report on the office’s efforts to address wage theft and other forms of worker exploitation last month. The report shows that in fiscal year 2018, the office opened 729 cases and assessed more than $9.6 million in restitution and penalties against employers on behalf of working people in Massachusetts.

            AG Healey’s Fair Labor Division is responsible for enforcing state laws regulating the payment of wages, including prevailing wage, minimum wage, earned sick time and overtime laws. Workers who believe their rights have been violated in their workplace are encouraged to file a complaint atwww.mass.gov/ago/wagetheft. For information about the state’s wage and hour laws, workers may call the Office’s Fair Labor Hotline at 617-727-3465 or go to the Attorney General’s new Workplace Rights websitewww.mass.gov/ago/fairlabor for materials in multiple languages.

NEW YORK MAN CHARGED WITH CRYPTOCURRENCY FRAUD SCHEME

NEW YORK MAN CHARGED WITH CRYPTOCURRENCY FRAUD SCHEME
BOSTON – The founder of My Big Coin Pay Inc., a purported cryptocurrency and virtual payment services company headquartered in Las Vegas, Nev., was arrested and charged today for his participation in a scheme to defraud investors by marketing and selling fraudulent virtual currency. 
Randall Crater, 48, of East Hampton, N.Y., was charged with four counts of wire fraud and three counts of money laundering. Crater was arrested this morning and will appear today in U.S. District Court in the Middle District of Florida. A date for Crater’s initial appearance in the District of Massachusetts has not yet been scheduled.
According to the indictment, Crater and others created the fraudulent virtual currency, “My Big Coins” or “Coins,” which they marketed to investors between 2014 and 2017 using misrepresentations about the nature and value of Coins. Crater and his associates falsely claimed that Coins was a fully functioning cryptocurrency backed by valuable assets such as gold, oil, and other assets. They also falsely told investors that Coins could readily be exchanged for government-backed paper currency or other virtual currencies. As alleged in the indictment, Crater and his associates promulgated these misrepresentations through social media, the internet, email, and text messages.   
In reality, Coins were not backed by gold or other valuable assets and were not readily transferable. Over the course of the scheme, it is alleged that Crater misappropriated over $6 million of investor funds for his own personal gain.  
In January 2018, the Commodity Futures Trading Commission (CFTC) announced commodity fraud charges against Crater and My Big Coin Inc. The CFTC also filed civil charges against the Chief Executive Officer of My Big Coin, John Roche, and two of Crater’s associates Mark Gillespie and Michael Kruger. 
The charge of wire fraud provides for a sentence of no greater than 20 years in prison, three years of supervised release, and a fine of $250,000, or twice the gross gain or loss. The money laundering charges provides for a sentence of no greater than 10 years in prison, three years of supervised release, and a fine of $250,000, or twice the value of the criminally derived property. Sentences are imposed by a federal district court judge based upon the U.S. Sentencing Guidelines and other statutory factors.
United States Attorney Andrew E. Lelling; Assistant Attorney General Brian A. Benczkowski of the Justice Department’s Criminal Division; Joseph R. Bonavolonta, Special Agent in Charge of the Federal Bureau of Investigation, Boston Field Office; and Peter R. Rendina, Inspector in Charge of the U.S. Postal Inspection Service’s Washington Field Division, made the announcement today. Assistant U.S. Attorney Jordi de Llano, Deputy Chief of Lelling’s Securities & Financial Fraud Unit, and Trial Attorney Caitlin Cottingham of the Criminal Division’s Fraud Section are prosecuting the case. The CFTC also provided valuable assistance with the matter.  
The details contained in the charging documents are allegations. The defendant is presumed innocent unless and until proven guilty beyond a reasonable doubt in a court of law.

TREASURER GOLDBERG AND DIVISION OF BANKS ANNOUNCE GRANTS FOR FINANCIAL LITERACY PROGRAMMING FOR THE MILITARY COMMUNITY

TREASURER GOLDBERG AND DIVISION OF BANKS ANNOUNCE GRANTS FOR FINANCIAL LITERACY PROGRAMMING FOR THE MILITARY COMMUNITY

BOSTON – The State Treasurer's Office and the Massachusetts Division of Banks are now accepting applications for Operation Money Wise, Financial Education Opportunity Grants. This program supports Massachusetts non-profit organizations, public agencies, and higher education institutions that promote financial literacy and empowerment to members of the Military, Veteran, Family and Survivor Community (MVFSC) across the state.

Operation Money Wise is funded entirely through a Division of Banks settlement over alleged unlawful lending practices. For the second year, the Division of Banks has committed $50,000 to the Operation Money Wise program for 2019. In its first year, the program awarded $50,000 to 10 organizations across the Commonwealth.

“This program supports our military personnel and their families by helping them develop and strengthen financial decision-making skills that can be applied to their day-to-day lives. This is the second installment of these grants and we hope that even more eligible organizations across the state will consider applying,” said John Chapman, Undersecretary for the Office of Consumer Affairs and Business Regulation, whose office includes the Division of Banks.

“The military community faces many unique challenges when it comes to economic stability. These financial literacy grants will empower our military community and their families to make informed financial decisions,” saidTreasurer Deborah Goldberg. “I am honored to support organizations that bring economic stability and opportunity to the men, women, and families who help keep our country safe.”

“The Division of Banks is proud to again provide funding for this important program supporting military communities in Massachusetts,” said Merrily Gerrish, Acting Commissioner of Banks. “Our veterans and military families deserve the proper tools to continue to make smart financial decisions throughout their lives.”

These awards aim to increase the scope of financial education for military personnel and their families. This grant allows organizations to use their knowledge and expertise to design a program that best serves their community. Many of these workshops will include strategy sessions on basic budgeting, managing debt, preparing for retirement and monetary decision-making.

Non-profit organizations, public agencies, and higher education institutions located in Massachusetts are eligible to be considered for awards of up to $5,000. Completed applications must be submitted to the Office of the State Treasurer by March 29, 2019. Award recipients will be notified in April.

The application for the Operation Money Wise program is available online atwww.operationmoneywise.com.

MAYOR WALSH ISSUES REQUEST FOR PROPOSALS TO SUPPORT NEIGHBORHOOD OPEN SPACES, COMMUNITY GARDENS

MAYOR WALSH ISSUES REQUEST FOR PROPOSALS TO SUPPORT NEIGHBORHOOD OPEN SPACES, COMMUNITY GARDENS
Funds to help improve existing gardens, create new open space opportunities, and support urban agriculture designed to increase the availability of fresh food in Boston
BOSTON - Tuesday, February 26, 2019 - Mayor Martin J. Walsh announced a competitive Request for Proposals (RFP) from the City of Boston Grassroots program, which supports the development of community gardens. Winning proposals must demonstrate how it will improve neighborhood open spaces, create new open space opportunities, or support urban agriculture designed to increase the availability of fresh food in Boston's neighborhoods.

"The Grassroots program supports open space and gardening opportunities in all of Boston's neighborhoods. These community gardens and food plots serve as a gathering place for residents and provide opportunities for healthy fresh food right in our backyards," said Mayor Walsh. "I am proud that this new round of funding will support the efforts of our community gardeners, and I look forward to seeing the results across our city."

Grassroots, a program of the City of Bostons Department of Neighborhood Development (DND), promotes access to urban green space through the conveyance of city-owned land to non-profit organizations, and the provision of grant funding for garden design and construction. The Grassroots program has awarded more than $20 million in competitive grants to more than 130 community gardens and food forests throughout Boston, and has also funded a number of urban agriculture projects and open space initiatives.
 
"The City of Boston has been one of our strongest partners and supporters for our community gardens in Boston," says Alicia Leuba, Trustees Vice President. The Department of Neighborhood Development's (DND) Grassroots Open Space Program has been critical in the protection of open space and much needed garden infrastructure upgrades. The Grassroots grants have enabled us to leverage significant additional foundation grants and private gifts, to help make our work caring for and creating new community gardens possible. We congratulate Mayor Walsh and Chief Dillon for their vision and commitment to improving the lives of our residents by providing critical access to open space and fresh food."

The new Grassroots Program Funding RFP was created to assist neighborhood-based groups which demonstrate the capacity to develop and maintain community gardens and open space within their neighborhood. To apply for this funding, groups must demonstrate the capacity to make permanent improvements that provide a long-term public benefit to the neighborhood. In particular, improvements likely to be funded will be those that increase production capacity of already existing garden spaces, or add new features to existing gardens and open spaces.  Community residents must be fully involved in the development of design proposals, and have a leadership role in the organization and management of garden activities.

Proposals for this funding round must be submitted to the Department of Neighborhood Development no later than 4:00 p.m. on April 1, 2019. The City of Boston's Grassroots Program has created more than 13,000 square feet of community garden space and preserved an additional 27,000 square feet greenspace in Boston. More information about the Grassroots program may be found on Grassroots program's webpage.

Under the Walsh Administration, preserving and enhancing community gardens and gathering spaces continues to be a priority. Last June, Mayor Walsh joined with funding partners and the Mattapan community to celebrate the $3.7 million historic renovation of the  18th century Fowler Clark Epstein Farm.

The City of Boston together with The Trustees, and TD Bank are working to expand the reach and highlight the role of community gardens in Boston's neighborhoods with community-driven design projects, community-building events, and skill-building workshops planned for up to 40 gardens. Support for community gardens is also included in both current and prior funding recommendations for projects through theCommunity Preservation Act.

今(27)日下午起 波士頓估計降雪4吋


(Boston Orange 整理報導) 一連刮了兩天寒風後,新英格蘭今 (27)日在繼續寒冷之餘,下午還要下雪,到明天(28)早上時,積雪可能達4吋。
這也意味著路上行車可能出現很多狀況,已經習慣了今冬沒下多少雪的人們,宜多加小心。
國家氣象局已對新英格蘭南部發出注意冬日天氣的提示,麻州西部地區可能得從中午就開始提高警覺。大波士頓地區大約得從今日晚上七點起,加強注意天氣。
整個新英格蘭地區的氣溫在這場暴風雪襲擊期間,將持續很低,波士頓地區的每日溫度大概最高華氏23度,風冷情況會讓人覺得氣溫彷如個位數字。
天氣預報的34吋雪,會降在波士頓及郊區,495州際公路以西,降雪量會高些,伯克夏爾丘(Berkshire Hills)可能高至5吋。氣象局估計這冬季雨雪慧在大約下午5點進入麻州,將近晚上9點時進入大波士頓。

星期二, 2月 26, 2019

Governor Baker Signs Bill to Enhance Credit Data Security

Governor Baker Signs Bill to Enhance Credit Data Security

BOSTON – Today, Governor Charlie Baker and Lt. Governor Karyn Polito joined legislators and stakeholders for a ceremonial bill signing for H.4806, An Act relative to consumer protection from security breaches.

For high resolution and additional photos, click here.

“Signing this bill into law will better protect Massachusetts consumers from the consequences of data breaches and give individuals more control over their data and how it is used,” said Governor Charlie Baker. “I am thankful to the Legislature for working with our administration to pass a version of this bill that assists consumers while allowing state agencies to perform their statutory responsibilities and comply with state and federal law.”

“This legislation includes important provisions to support and provide additional resources to consumers that are affected by data breaches,” said Lt. Governor Karyn Polito. “We are grateful for the Legislature’s collaboration to strengthen the Commonwealth’s consumer protection laws.”

The legislation requires consumer consent before any third party can obtain the consumer’s credit report from a credit reporting agency for most non-credit purposes. The bill also requires that credit reporting agencies allow a consumer to place a “security freeze” on the consumer’s credit report at no cost and prohibits credit rating agencies from charging a consumer to lift or remove a credit freeze.

The bill enhances reporting requirements for holders of consumer data that have experienced a security breach and requires these holders to offer free credit monitoring to affected consumers in certain circumstances. 

This bill includes language proposed by Governor Baker that ensures that state agencies charged with ensuring payment of child support obligations and protecting the credit history of children under state care may continue fulfill their statutory responsibilities. The bill also maintains access to credit reporting for state agencies and courts that are required by law to review consumer credit information.

“In a fast-moving digital environment where personal data is at risk of being breached every day, it is critical that we tighten up privacy protections for consumers,” said Senate President Karen E. Spilka. “I’m proud of the work the Legislature did to this bill signed into law this past session.”

“Thanks to the work of Rep. Benson, Rep. Chan, and members of the House, Massachusetts residents now have the tools to monitor and safeguard their credit, while companies are now required to be transparent in reporting data breeches to their customers,” said House Speaker Robert A. DeLeo. “This law protects consumers and takes companies to task, putting Massachusetts consumers first.”

“As our world grows increasingly dependent on online industries and systems, protecting the personal information of consumers remains critical while also holding companies responsible for the vast amounts of information they collect,” said Representative Tackey Chan. “I am proud that Massachusetts residents will now have better tools to safeguard their information and will be more informed when breaches do occur. With so many stakeholders involved over the past several months, I want to thank my colleagues in the House and Senate and the Governor for their thoughtful consideration and commitment to producing a strong piece of legislation for our constituents across the Commonwealth.”

“On behalf of the more than 800,000 members in the Commonwealth, we thank Governor Baker for signing into law House Bill No. 4806 - An Act Relative to Consumer Protection from Security Breaches. Older adults are the most common targets of identity theft nationwide. This legislation includes a suite of important consumer protections, and gives consumers control of their credit reports by allowing them to freeze and unfreeze their credit without paying fees to credit reporting agencies. This is an important step in ensuring that Massachusetts consumers are protected from identity theft,” said Mike Festa, AARP Massachusetts State Director.

“This new law is good news for Massachusetts residents as it provides consumers with new tools to protect themselves from identity theft after a security breach like the recently announced ones at Equifax and Marriott,” said Deirdre Cummings, legislative director for MASSPIRG. “Identity theft is a significant problem - last year thieves stole almost $17 billion dollars from American cons.”