麻州政府駁回工傷賠償保險費率上漲提案

（Boston orange編譯）麻州保險局局長5月20日發佈決定，正式駁回勞工賠償費率和檢查局 (Workers’ Compensation Rating and Inspection Bureau) 所提，自2025年7月1日起勞工賠償保險費率上調7.1%的建議。麻州政府估計這可為麻州企業節省近8000萬美元。

麻州政府在2024年時把勞工賠償費率降低為14.6%，為麻州雇主節省了約8700萬美元。

根據規定，麻州企業必須為工作期間受傷的員工提供勞工賠償保險。保險局的監管機構對此次費率上漲提議進行了長達數月的審查和數據分析。自今年一月以來，相關部門舉辦行政聽證會，向有關單位交叉詢問，並提交答辯狀。保險局的費率局、總檢察長辦公室以及勞工賠償費率和檢查局都參與了這些行政程序。在審查所有相關信息後，保險局於今日發布了決定，認為此次提議的費率上漲沒有任何正當理由。

麻州州長奚莉 （Maura Healey）表示：「我們深知支持地方企業的重要性，川普總統的關稅政策，已經提高了他們的成本。麻州藉由今日的行動，拒絕任何針對麻州公司的勞工賠償費率上漲。麻州正在竭盡全力降低企業成本，本週還提出了旨在降低能源成本並限制患者和小型企業醫療自付額等的重大改革。」

麻州副州長Kim Driscoll補充說：「麻州政府將繼續專注於幫助麻州企業發展壯大。保險局的這項行動將為雇主節省額外成本，在當前的經濟環境下，這至關重要。」

保險局局長Michael Caljouw表示：「我對麻州費率局為支持今天的決定所做詳細工作感到高興。對於正在努力應對成本上漲的雇主來說，麻州傳來了好消息。」

消費者事務和商業監管副局長Layla D’Emilia說：「這項決定對麻州各地的企業來說都是個好消息。駁回勞工賠償保險費率上漲提案確保了企業的穩定性。」

今天的決定是在保險部門向健康保險公司發布監管指南，指示他們限制患者必須支付的醫療保健免賠額和共同支付的費用之後做出的。 

Healey-Driscoll Administration Rejects Workers’ Compensation Insurance Rate Hike, Saving Massachusetts Businesses Nearly $80 Million  

Follows last year’s action to decrease workers compensation rates by 14.6 percent, saving $87 million for employers 

BOSTON - The Massachusetts Commissioner of Insurance issued a decision today rejecting a proposed 7.1 percent increase in the cost of workers’ compensation insurance in Massachusetts for the period beginning July 1, 2025. This action by the Healey-Driscoll Administration is expected to save Massachusetts businesses nearly $80 million. 

This decision builds on action the administration took in 2024 to decrease workers’ compensation rates by 14.6 percent, saving Massachusetts employers an estimated $87 million. 

Massachusetts businesses are required to carry workers’ compensation insurance for their employees injured in the workplace. Regulators at the Division of Insurance spent months reviewing the proposed increase and analyzing data. Detailed administrative proceedings have been held since January, including the cross-examinations of witnesses and the filing of responsive briefs. The Division of Insurance’s State Rating Bureau, the Attorney General’s office, and the Workers’ Compensation Rating and Inspection Bureau all participated in these administrative processes. After reviewing this information, the Division of Insurance today issued its decision, finding no justification for the proposed increase.  

“We know how important it is to support local businesses that are already struggling with high costs made worse by President Trump’s tariffs,” said Governor Maura Healey. “With today’s action, we are saying no to any increased workers compensation rates for our companies. We are doing all we can to reduce business costs, which is why this week we also proposed major changes to lower energy costs and limit health deductibles for patients and small businesses.” 

“Our administration continues to focus on ways to help businesses in Massachusetts grow and succeed,” said Lieutenant Governor Kim Driscoll. “This Division of Insurance action will save employers additional cost, which is critical in today’s economic climate.” 

“I am pleased with the detailed work that the State Rating Bureau has done to support today’s decision,” said Insurance Commissioner Michael Caljouw. “The Commonwealth is delivering good news for employers struggling with rising costs.” 

“This decision is welcome news for businesses across Massachusetts,” said Office of Consumer Affairs and Business Regulation Undersecretary Layla D’Emilia. “Rejecting the workers’ compensation insurance rates proposal ensures important stability for business owners.” 

Today’s decision comes after the Division of Insurance issued regulatory guidance to health insurers directing them to limit the cost of health care deductibles and co-pays that patients are required to pay.