Eighty-nine
percent of uninsured Asian Americans, Native Hawaiians, and Pacific Islanders
could qualify for lower costs on coverage if all states expanded Medicaid
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According to a new report released
today by HHS, 8 out of 10 (1.6 million) uninsured Asian Americans, Native
Hawaiians, and Pacific Islanders (AANHPIs) may be eligible for coverage
through the Health Insurance Marketplace and could qualify for Medicaid, the
Children’s Health Insurance Program (CHIP), or tax credits to help with the
cost of premiums. If all states took advantage of new opportunities to expand
Medicaid coverage under the Affordable Care Act, 89 percent of uninsured
Asian Americans, Native Hawaiians, and Pacific Islanders who may be eligible
for the Marketplace might qualify for Medicaid, the CHIP, or tax credits to
help with the cost of health insurance premiums.
“The health care law is working to
address long standing disparities in access to health care that have affected
minority communities,” said HHS Secretary Kathleen Sebelius. “Thanks to the
Affordable Care Act, 1.9 million uninsured Asian Americans, Native
Hawaiians, and Pacific Islanders have new options to obtain quality,
affordable health care coverage through the Marketplace.“
Today’s report also details
uninsurance rates by state and provides several examples of what premiums
might look like for AANHPI’s living in major metropolitan areas. More than
half of uninsured AANHPI citizens and others lawfully residing in the U.S.
live in California, Texas, and New York. A 27-year-old in San Francisco with
an income of $25,000 can pay as little as $21 a month for a bronze plan after
applying the tax credit, while a family of four with an income of $50,000
could pay zero for a bronze plan after applying the tax credit.
Nationwide, about 798,000
uninsured AANHPI’s may be eligible for coverage through Medicaid or the CHIP.
States have new opportunities to
expand Medicaid coverage to include Americans with family incomes at or below
133 percent of the federal poverty level (generally $31,322 for a family of
four in 2013). This expansion includes adults without dependent children
living at home, who have not previously been eligible in most states.
To read today’s report, visit: http://aspe.hhs.gov/health/reports/2014/UninsuredAANHPI/rb_UninsuredAANHPI.pdf
Security and peace of mind are a
click or phone call away. You can sign up 24 hours a day, 7-days a week at HealthCare.gov
(which is working smoothly) or 1-800-318-2596. You can even get in-person help
in your own community (just visit localhelp.healthcare.gov and punch in your zip
code).
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